There is a massive crack that runs all the way the rock is, water is not getting in because it evacuates very well and there's a little roof over it.

So there is MASSIVE DOWNSIDE if your tenants don't like you!     

The best thing is to buy into house appreciation when you see it coming as a massive wave while ensuring that you can surf the wave on your board.For some, that means been cash flow positive going to the deal (safer and conservative approach)For other, it is acknowledging that you would be out of pocket every month until you sell the asset, which is OK... but that is not a scalable strategy

I currently work full time to pay that massive mortgage, but want to get into real estate ASAP, if thats working with an investor or getting my own deals but I’m all in on this one way or another.

Goldman is just about half way in paying back the fines so they will most likely be still doing their massive buy/hold/forgive debt to earn the credits needed to forgive most of the remaining fine balance.

Make sure you do this fast to avoid mold or any other possible problems that could result from this massive water problem.

My broker is 2+ hours away and handling massive FL growth with the help of his admin team, but my mentor is close. 

No burdening the heirs with such a massive transaction and an extra $5+M left over. 

IT kinda freaked me out that I might make the wrong choice, so it propelled me into a massive quest for investing education.

But as Robert Ellis mentioned above, if your risk tolerance is a little higher there are some inner city areas that are undergoing massive changes and the appreciation is much higher.