This article today has an OPT IN which I did not do: Millennials & Gen Z want flexibility and affordability, more than a long-term commitment.

DSCR loans are extremely flexible compared to conventional loans.

This flexibility makes it easier for investors to secure financing and grow their portfolio.2.

Some niche lenders or private lenders might be more flexible with lower down payments if the cash flow on the property is strong.

Networking and asking others in your market may be your best bet.

I thought I was being flexible with the timelines because he had helped with the favors, but it's gotten out of hand at this point.What am I truly liable for?

High-demand areas with strong economic growth and low vacancy rates are typically safer bets.

If that's not what you're looking for, Carrot sounds like a better bet (I'm not familiar with that product, just from what people are saying).

They sound very flexible. 

I am looking for a property that fits my short term rental business needs, so far sticking with properties that are unincorporated and not part of any HOA are the best bet for the longer term.