Even if you self manage you still need to account for your time and other administrative costs.

I'm currently in the administration career field (3F5X1) which means I'm either a secretary or a mail man.

Please say more...We have long been believers in leveraging technology for efficient business administration and continuity.

He ended with that he will not respond to any points further and that he will take me to court, and then try to charge me for his time and his administrative person’s time (who I know does not exist, given it takes him 3+ weeks to respond to emails and there has never been anyone but him).TL;DR: I had an agree up price to remodel my kitchen with a contractor but never signed any contract, during the work I noticed a few items that did not meet standards that I requested they fix, and then nearly a month after the work was completed, I received a new estimate with a 30% increase in cost.

I am thankful to Sheriff Anderson and District Administrative Judge Barbara B.

Also, with such small transaction sizes how are you managing the administrative overhead? 

By trade I'm a System Administrator that works from home.

I am not sure about 403(b) but 401(k) and 457(b) have the option to let you borrow money out of your account up to $50k or half of your vested account (which ever is less).You usually have a 5 years repayment plan (or sometime 10 years for some very narrow loan purposes).If a loan is offered by your custodian, usually you can get a check in a few days and they may charge a small administrative fee.The interest rate is usually a little bit above prime.The interest paid is going back to your retirement account.Now on the negative side:To get the loan out, you will have to sell some of your retirement asset to get liquidity.During the time of the loan, your retirement account will grow slower as there would be less money in it.If you separate from your employer you will have to repay the balance of the loan immediately.

You should really be on a master policy to reduce your administrative burden and leverage your size.Best of luck

Lastly, most brokers in the area charge an administration commission.