All of the information is out there and a few very inexpensive resources can give you all the info that you need to ace any cert.  

I think they're up by Ventura.

. $13k loan at 3.9% over 60 months = $238.83/monthInsurance = ~$20/monthOverall cost per month (excluding gas) = ~$250I would be driving in my local area (Ventura county) but could also drive 45 minutes away into Los Angeles.

It comes in a spray or a gel and can usually be found at Ace Hardware...when you can't find something...try your local Ace, you'd be surprised.  

Renail your boots with serrated roofing nails with a neuprene gasket...you can usually get these a Home Depot or Lowes....or Ace Hardware.  

I live in Ventura County and several of the listed addresses are not in my county.

Same for teachers.I don't know what you do for a living and what your commute looks like but keep in mind that ACE runs a rail line from Stockton to San Jose and that Bart does connect fairly well into the peninsula now (terminus in Millbrae right next to Caltrain).Los Gatos mountains is still relatively cheap compared to down the hill.

I just made some phone calls to Family Dollar stores and Ace Cash in my area (Minneapolis) that were listed on PayNearMe website under the location page.  

@Leslie B.I'm still exploring Stockton as an option so my opinion may change after I gather more information, but:Pros: (1) possible appreciation because it is close to the Bay Area and may benefit from people looking for cheaper housing options (indeed, the ACE train runs from Stockton to Silicon Valley); (2) a better rent-to-price ratio than many other California cities allowing for more cash flow opportunities; and (3) proximity to San Francisco, which allows me to invest closer to home. 

I ran across someone wanting to sale ten aces of land now on this land it has six houses with two of them has to be demo do to the age of the houses.