As for ourselves, we are always looking, but not buying at the moment as we think our money is better off sitting in a high yield savings account, versus locking in a high rate on a mortgage.I'm not trying to be a nay-sayer - as real estate is awesome.  

Locking in Price: You can agree on a purchase price upfront, which can be beneficial in a rising market.

No matter how much detail you share here on the forum, we will not be able to give you a reliable estimate because a lot of factors can change the result.

I need a reliable virtual address and digital mail forwarding service that can handle digital mail forwarding, scanning, and other essential business needs.I’m looking for something flexible, secure, and cost-effective.

You can find reliable lease agreement templates through legal platforms like Rocket Lawyer or LawDepot.

Just be careful who you partner with...be sure they are reliable, honest, experienced, and trustworthy.

It is very difficult to find a reliable manager for renting by the room here.

@Alex P.Here's a few references to start that may help you to find the answer to your question: Treasury regulation §301.7701-(3)(b)(1)IRS Private Letter Rulings 9807013, 200732012 and 201216007If you need help finding these or interpreting them, as well as knowing how reliable they are for you to use for your own taxes, consult a tax professional. 

They locked in rates for 30 yrs therefore guaranteeing a higher potential of success.

Right now, the buy-in is so high in NJ, they are locking up deals at prices that aren't sustainable and chasing spreads that are way too big.