I have a property on Kauai that is up for refinance this next year.

You can also look at the home for the ARV potential.For example how much will it cost to renovate versus the ARV in 6-12 months to then use the equity doing a cash out refinance to buy another property.

Your proposed structure where the partner provides 2/3 of the capital and you split profits 50/50 could work, but you may want to refine it.

I had one conversation with a CRE lender and she indicated that CRE cash-out refinance is not really available these days given market condition.

You don't need to know everything to get started; you need a foundation to build on, and the rest will come through experience and then refining your education.You can build a basic understanding of investing in 3-6 months.

Hi all,With this interest rate, when should I might try to refinance to lock in a lower rate.

You never know though.I don't refinance unless it is a significant rate change.

I will cash out, refinance the new house, and pay the renovation loan.

Or if they want a high-interest rate, and your numbers will not work at that interest rate, or if they really want a crazy high price where it will be difficult to cash flow and refinance in the future.

Also, look to work with Private Lenders on the acquisitions, fund the rehab, and then refinance within 12 months to get better CoC (Cash on Cash) returns!