Figure out what you are pre-approved for, what they need to see from you, and what products would make the most sense for you.

Also almost all true DSCR Loans are going to be full recourse, but there are a couple of lenders that have a DSCR-like product that is non-recourse.Another note on the recourse, this comes only after foreclosure on the property and if the property value in foreclosure doesn't cover the loan amount. 

I moved from abroad to USA 2 months ago (from Poland, originally I'm from Belarus) and now living in Miami, FL, having my greed card.I have no real estate background, my carrer abroad was focused on IT sales, such as software and hardware products & services.

I decided to write a review about Paul McGraw’s program because I hate when people review products or services they actually didn’t even buy.

It's all about the product you present.

They guaranty the electric production and the system would be roughly $900/month on a 25 Year loan.

In researching this, it appears that the auto-conversion may be on a bank-by-bank basis, and would depend on the HELOC product you have chosen. 

Quality product with full warranty is my preference.

It's a great strategy and the VA loan is a great product 

This is a great forum with very knowledgeable members that will help to guide you in the right direction.There are some pretty cool discounts on various products and services offered as Perks to BP members that you might want to check out: https://www.biggerpockets.com/perks/pro