Then maybe consult with an attorney if you still believe you should exclude service animals. 

You certainly might qualify – nothing you have stated would specifically exclude you.

It’s very possible that I’m wrong for thinking this way, but I excluded those costs as I wouldn’t have to pay them back until I was ready to do so.

The GC can cause you a lot of problems because you have E&O insurance.E&O typically excludes the insurance holder when the insurance holder is a principal in the transaction. 

This took about three minutes to find-Wisconsin Statutes-Chapter 452(2) “Broker” means any person not excluded by sub. (3), whodoes any of the following:(a) For another person, and for commission, money, or otherthing of value, negotiates or offers or attempts to negotiate a sale,exchange, purchase, or rental of, or the granting or acceptance ofan option to sell, exchange, purchase, or rent, an interest or estatein real estate, a time share, or a business or its goodwill, inventory,or fixtures, whether or not the business includes real property.

If she does not take it explain that she should give her Realtor 3-4 months to sell the home and exclude your name from the contract.

I don't see how they come up with this BPO EVEN if they excluded all distressed sales.

I have been cold calling FSbos and Door Knocking, but usually when I do I exclude mobile homes, so today I called and the seller is selling her Father’s House and she say it is a mobile home, now I continue the conversation, she ask me am I realtor and I said yes, she said we need to sell our home and Father’s home can you help us?

The question you should ask is whether your liability coverages (check your homeowners/GL and your umbrella/excess forms) might exclude bodily injury to a hired worker or otherwise exclude coverage to your tenant's injury while doing this work for you.

My rule of thumb is to not let other people's problem's become mine (excluding friends/family to some extent).