They also absorb many expenses that the tenants could take on, such as a few utilities, background checks for applications (they pay a lot for this a year), and damage out of deposits at year end.NOI under new management could near 70k with savings for 7% vacancies, 7% repairs, and 4% CapEx (due to many apts in just 2 buildings).I'm interested in trying to figure out how to schedule a payback period in excel, if anyone has number crunching experience with that for 1) the loan, and 2) the investors downpayment.

I'm more than willing to put in the work and have already begun to find the properties, solicit feasibility studies, run rental comps and crunch numbers but I need help with this subject!

But I don't have a cash crunch issue - the total value is the problem.  

I've crunched the numbers and if I could purchase three four-plexes in the next ten years, that would give me the financial independence I'm looking for."2.

Because I'm on somewhat of a time crunch, building up a relationship with someone who from what I've read so far is unlikely to be on the same page as me, would it be wise of me to search for, network and ultimately select an agent? 

I did look at a couple though recently and I'm trying to just still crunch the numbers and make it work.

We currently are on a crunch to prepare for our upcoming projects, let's call it 110k, with another 100k in immediate (within the next 2 months, we can get 1 more set).

When someone buys an investment type property that will most likely be sold to another investor and now finds himself in a cash crunch situation, he better be prepared for an investor type offer. 

You're goal is cash-flow, so your darn right I try my best to talk you out of deals where the numbers don't crunch!

So if you're on a time-crunch, use that one.