I just do 20% down as it's a part of my own personal investment philosophy.

You can keep your crews busy building your own wealth instead of someone else's (or in conjunction with)  This is my second company using that philosophy and it worked very well last time.  

I am of the, "don't hate the player hate the game" philosophy.  

You can just stay a licensed salesperson but you would want to discuss that w/ the brokerages you are considering as each have their own philosophy on investors getting their license just to sale their own properties it seems.

People have different philosophies on how to best do this, but here are a few things that are important for this:at least two bedroomspreferably two living spaces (so, a large downstairs den in addition to a family room upstairs)different philosophies on having a TV in every roomsome people I know like this because it limits tenant interaction/limits fightsother people I know reject this because rent by the room, in spirit, is co-living and social and a tv in each room is antithetical to thatProvide very clear policies on cleaning, animals, quiet hoursCharge more for anyone that gets dedicated parkingHope that helps.

Pay the debt.If you don't like the philosophy listen to the math.

There are two kind of investment philosophies I'm learning about one is Dave Ramsay who says to get rid of debt (that's like my husband) and other is Robert Kiyasaki who teaches you about good debt and make money from Debt. now our first house is fully paid and we had 50% equity in our 2nd house too and my plan was to refinance or cash out refinance to buy another following BRRRR strategy.

We believe in Dave Ramsey's philosophy and do not want to go into debt with our business.

Expecting others to pay for bothersome personal problems (irrespective of who is at fault) is not a good philosophy

There are two very divergent economic philosophies that may be in play in 2021, depending on who the next President is.