0 Chance.Cmon, pay for insurance or just don't own real estate.Trying to gain an extra 2-3% ROI and risk your entire principal is just stupid.Don't be cheap, get insurance.

Most people who buy 2+1 and think they can use the third and get busted on that, end up renting the bonus unit to the top or bottom unit as extra space, but that is a loss on what would be unit rent by more than half.

As mentioned if the holding company is not solely holding or owning assets together funneling monies as a loan would further complicate if there is a default but also cause you to file extra tax returns = $...Yes you are taxed on interest income or any money that you make, does not matter how you structure it, what comes into play is not how much your taxed but how much you pay someone to figure out for you how much you need to pay and each layer is an added cost. 

Learning as we go since we had the house anyways .With long drives I discovered Bigger Pockets and it has lit a fire under  my tuckus to get more properties and keep the ball rolling Thanks for the advice -More data analysis and research for whatever we 1031 into next will definitely be a priority .Best-C.

Consider the extra expense a capital contribution to the equity provided these are in good locations. 

As a small business owner in a previous life, I found the bookkeeping super daunting, despite my love for numbers, budgets, & just data in general! 

Single Room Occupancy (SRO) or PadSplit / CoLiving are able to make a ton of income, especially if you modify the house with a couple extra bedrooms. 

Secondly, i have a 1-3 years of property data that Stessa doesn't see or take into consideration, most importantly rental income and expense. what is the best way to upload that previous data to the properties?

My brokerage has been tracking the data from the West Penn MLS for the past 2 years, and I would like to share some of the highlights so that we all have some hard facts to lean on when answering this question.

Townhomes have extra holding costs in HOA and could limit your renting ability.