They are trying to lump co-living in with a congregate living facility, which sober living would fall under.

Sober living homes often fall under this protection. 

@Karl KauperManayunk, East Falls, Roxborough, Fishtown, Northern Liberties, and University City are safe neighborhoods with diverse populations and strong rental markets.

@Darice B LanghamMid term rentals are 30 days+ therefore do not fall under the same regulations as STRs. 

If you're going the umbrella insurance route, perhaps see if it will cover you for several things including just the routine slip and fall (like mold or earthquake).

Given need to (potentially) seek outside investment from family for conventional.I’ve heard FHA is tough in these popular areas due to more stringent inspections, longer time to close, and perceived higher risk of riskier buyer and deal falling through.

Now I see lot of people ( many on youtube) are suggesting that housing market is progressing towards a recession/ correction/crash and prices are going to fall soon.

Equity = lowest capital in the stack, but share in all the upside (based on offering terms)Note = could fall in various positions in stack, depending on the note, but above equity.

Most insurance companies will throw $500-$2,000 to someone for medical if they trip and fall on something, as long as it isn't seen as a hazard that should be fixed.

The repair costs will take multiple years to recoup and with the age of the property I'm concerned if it's even worth holding long term or get out while I can before I fall into a money pit and get stuck.