Banks and other lending institutions can do "portfolio" lending of mortgages not meant to be sold on the secondary.

When these new spammers/scammers/etc. reach out to you they will know a surprising amount of information about you; your interestes, hobbies, causes; your {online} acquaintances and the organisations/institutions with whom you deal.From the "geek seat" of my non real estate job {Information Security & Privacy), it has been interesting watching this evolution.

July 2, 1776 was the day the resolution to become free from Great Britain’s royal crown was passed.

RE financing from an institutional lender is nothing to get creative with, without full disclosure of the deal.....ever.

I have been in multifamily management for 10 years - managing portfolio's as large as 3,000 units for institutional investors.

I have found the urban land institute real estate development handbooks to be an excellent resource.

I know from experience because I just relocated and had to make new contacts because many of these smaller institutions do not loan outside of the few counties they service.

You might have a quicker path if you work for another broker, pay and benefits will probably be less than a larger institution, but the ladder is shorter.There is also the path I took, going with FDIC as a bank examiner, that gives you experience quickly that most brokers would never gain in the business and it opens doors widely.

I work with financial institutes, mortgage lenders, and privately held mortgage owners to liquidate their assets.

Tuition keeps rising to pay for random programs and events that less than 10% of the population takes advantage of and each year the institution wants to do more.