My dad was a licensed contractor for 30+ years and I grew up around it and know how to do a lot of things everything started out good , I work a full time job and have 3 very busy children and would hang out and help or do their own thing while I worked on this house.

I've been working at St Francis Children's Hospital as a pediatric night RN.

Basically it is for a home that the (adult) children of the owner are looking to have major updates made to it prior to listing it. 

I have no children, never have & never will.  

The goal is to have a reliable income stream for the next 20 years to put our children through college and then sell the property for our retirement.

We're empty nesters (raised 4 children), with retirement a little over 10 years away.

Here are exemptions to Due on Sale(d) Exemption of specified transfers or dispositions With respect to a real property loan secured by a lien on residential real property containing less than five dwelling units, including a lien on the stock allocated to a dwelling unit in a cooperative housing corporation, or on a residential manufactured home, a lender may not exercise its option pursuant to a due-on-sale clause upon— (1) the creation of a lien or other encumbrance subordinate to the lender’s security instrument which does not relate to a transfer of rights of occupancy in the property; (2) the creation of a purchase money security interest for household appliances; (3) a transfer by devise, descent, or operation of law on the death of a joint tenant or tenant by the entirety; (4) the granting of a leasehold interest of three years or less not containing an option to purchase; (5) a transfer to a relative resulting from the death of a borrower; (6) a transfer where the spouse or children of the borrower become an owner of the property; (7) a transfer resulting from a decree of a dissolution of marriage, legal separation agreement, or from an incidental property settlement agreement, by which the spouse of the borrower becomes an owner of the property; (8) a transfer into an inter vivos trust in which the borrower is and remains a beneficiary and which does not relate to a transfer of rights of occupancy in the property; or (9) any other transfer or disposition described in regulations prescribed by the Federal Home Loan Bank Board.

It's nothing lofty, but I believe it is rather attainable, even having small children like I do.Based on what I've read, wholesaling makes the most sense for someone in my position, starting out with fairly limited time and money.

no legal advice but from a fellow california landlord start the process. if she is a professional tenant she will quickly figure out all the things you have done wrong and cause more problem for you than if you just did it right.When my tenants are late or problem children  I sedt a strong professional letter telling her she has X time to pay or I will start the evection process under the fullest extent of the law.

She did acknowledge that her children were playing on the neighbors property.