You might check with a local attorney on this.In NY where I am, the period is 10 years.

I put my money where my mouth is on this.We lend our own hard-earned money to local real estate investors.

So we restricted local landlords who rent to families, and soon the town will experience the very real repercussion of no one wanting to rent to families and professionals.

In any case, I thing your investment are pretty solid and should earn you something between a decent return all the way to a spectacular return depending on the local economic situation.  

Hope to see you around in local real estate events. 

@Hamidou Keita House hacking by converting a single-family to a duplex is a smart strategy, but requires careful planning.Pros: Offset living expenses, higher rental income, increased equity.Cons: Significant conversion costs (permits, construction), zoning restrictions, living in a construction zone, managing two tenants.Key Considerations:Feasibility: Check local zoning and permitting.Costs: Get detailed construction estimates.Market Analysis: Ensure post-conversion rent covers expenses and there's rental demand.Resources: BiggerPockets forums, local contractors, real estate agents.Have you researched your target property's conversion potential?

Are you local and can you oversee renos? 

That said, complying with local ordinances and ensuring the lot isn’t in a restricted area will be key.

We likely need to look for local lender that is keeping loan in house.  

@Darrell ShepherdIf you are dodging the processor server, they can just post it in the local newspaper and consider you been served.