I'm going to exclude my personal residence from this because I don't view this as an investment, I need a place to live.Excluding my primary residence my current breakdown is 47% real estate 53% stocks/cash. 

Hi Esther, I personally as a property manager in Los Angeles have a process when it comes to tenants not paying rent.

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

And always check social media for red flags and I agree with Vince, always meet a person.  

If you make the person an LLC employee you can get around it, but partner does need to be careful. 

I am still personally buying rentals but I am not expecting much in the way of cash flow at the moment.

If you have a chunk of money to get going I'd personally buy the biggest thing you can if you don't I think house hacking into a 4 plex is great. 

I love talking personal finance and real estate investing so I would be happy to help.

We make people take photos of themselves holding their ID and then I also meet them in person for the showing - at least for my units on the NW side of Chicago.I've never heard of these testers, but I am not surprised. 

Do you have personal experience with these?