My credit isnt all that great (getting cleaned) and a deal I got last July is just now about to sell (SFR) as it needed a quiet title done...attorneys, government entities, and suing two banks and I navigated all that successfully.

Up to 80% if FICO is over 780, no appraisal under $250k value.First Republic - CAFremont Bank- CAFrost Bank - TXFulton Bank, PA, NJGFA Federal Credit Union 10 yr draw, 10 yr repay, MA, NHGranite State CUNH 90-100%Great Lakes Credit UnionChicago area ILGTE FinancialTampa, Sarasota area FL w 2 yrs tax history on propertyHanscom FCU, TXHSBC 70%, for premier clients only.

Do your research on the rules governing this policy. 

I have around 70k to get started with and a government pension to live off. 

More quickly than the hassle of selling my property and then incurring enormous fees like recaputre, renovations, agent fees, federal and state taxes.The money is there in either a cash investment or index fund/stock market.

Hi Michelle ,Another chicagoland wholesaler here....consider building out your own list by driving for dollars or getting government lists.

The Assessments levied by the Association shall be used exclusively for payment of Common Expenses including, without limitation (i) the upkeep, maintenance and improvement of the Common Areas and other maintenance obligations set forth in Sections 10.1 and 10.3 below; (ii) maintenance, repair, replacement, and operation of rights-of-way and easements within or immediately adjacent to the Project (e.g. landscaping and sidewalks within the right-of-way of adjoining streets) to the extent that such actions are required by government entities or deemed appropriate by the Board, (iii) promoting the recreation, health, safety and welfare of the Owners and other lawful occupants of Lots within the Property, (iv) payment of property taxes for the Common Area; (v) insurance premiums; (vi) legal and accounting fees; (vii) management fees; (viii) charges for utilities and other services provided to the Common Area by the Association, if any, and for all utility charges paid or incurred by the City and reimbursed by the Association for street lights in the Common Area; (ix) costs to maintain the entrance features, including any electricity, landscaping and irrigation expenses associated therewith; (x) the performance and exercise by the Association of its rights, duties and obligations under the Project Documents, and (xi) maintaining any Stormwater Control Facilities located on portions of Common Areas to the standard required by the governmental entity or agency having jurisdiction over such areas.

Quote from @Dennis Gallof: You can always count on government programs to increase costs, increase time required, increase headaches, and typically fail to meet any stated goals.

Thurston CountyAverage Purchase Price: Approximately $480,000Average Rent Prices: Around $1,800 - $2,000 per month for a typical 2-3 bedroom home.Investment Appeal: Home to Olympia, the state capital, Thurston County ensures a stable government-related job market.

My strategy would be to protect the money optimally from the government and from other potential filters and to optimize my time to do what I enjoy doing instead of worrying about real estate ventures.