However you still have the 6% rate instead of the 4% rate which is $9,259.38 which is not the bill amount but than times the millage rate for that area plus any surcharges for trash depending on the neighborhood and town limits.A safe assumption without verifying an address with the county is an effective millage rate of about 500 which means the tax bill should be about $4,629, which is still slightly better than not applying for the ATI and on $187k, 6% is $11,220 and a tax bill of $5,610. 

If you can address the most important issues, it may open up refinancing options

I've never done a partnership, but these are common issues that I don't often see addressed in contracts found online. 

The difference on each was ~10% and 10% on these properties were 6 figure difference.To address @Patrick Britton sarcastic reply on why I know the value better than the appraiser in my market is that I deal primarily with small multiplex in my market. 

Hi there,It sounds like you're looking for some advice on how to navigate a complex situation with your brother and your wife.First, let's address the joint account and mortgage issues.

If that strategy works, then it’s $99 a month and they also have some add-ons to make the process more efficient. 

Win that person over with logic and patience, and DIRECTLY address his/her/(it's?)

You've already gone above and beyond, but it seems you just dig up more problems.When you run a credit/criminal background, the credit report should list the applicant's current and previous addresses.

The better the planner the better the progress, the more efficient the journey. 

Here are a few strategies you can explore to address the current situation:### 1.