I think they would have a tough row to hoe if they denied you coverage on a legitimate event, unless your housing is specifically marketed only to students, in an area that only students would rent, or constructed in such a way that that wouldn't appeal to anyone but students (common kitchens & living areas, for example).

I would just deny them based on the eviction.

(We can't legally deny her the right to operate it out of our property.) 

Some are extremely vague in the authority they give committees which generally leads to abuse.

That's considered "neglect" or "abuse" and I would seriously consider charging the tenant for at least a portion of the repair.In the future, you should only renew after a complete review of the tenant's payment history, communication, care of the home, etc.

Boeing once had their headquarters in Seattle and determined that because Seattle abused the company by taxation and restrictions, Boeing moved to Chicago claiming that Chicago was the "center" of their market.

Update:  my insurance company denied his claim. 

Welcome to BP Denis.

**rental application screening help needed**I'm having trouble with this one. Someone asked to rent from me and was up front about having maxed out credit cards (they said to pay for family business start-up equipment...

There's been a lot of attention recently on a few landlords who were gaming the system and the City's aldermen are cracking down on abuses, but I think that those landlords are more the exception than the rule.