They promise my growing Roth IRA account balance becomes a floor and protects my account balance from being negatively impacted by market changes.  

That's a huge achievement, and it sounds like you navigated some real challenges along the way.Your story reminds me of a project I took on years ago.

Dealing with customers can be difficult at times and it takes a lot of balance, but I believe honesty from both sides is the best policy. 

I'd love to hear your thoughts on balancing affordability and growth in those areas.

It makes sense to be cautious of paying for projections rather than the current reality, especially when you're the one who'll need to take on the risk and effort to achieve that potential.When it comes to negotiating, I think it's about finding a balance.

I’m looking for some guidance on my next steps toward achieving financial freedom through real estate.My long-term goal is to acquire enough rental properties to secure my financial future.

I aim to create a steady stream of passive income and achieve long-term financial stability.

Cheaper mortgage rates can lead to increased homeownership, potentially reducing demand for rentals and making it challenging for rental property owners to fill vacancies or achieve desired rental rates.

What an achievement.

You are right, there's a balance of economies of scales vs. efficiencies over coordination with tenants of each unit.