A traditional bank will not give a line of credit even if there is significant equity because it boils down to being able to pay back the money. 

Multifamily real estate has traditionally been a stable asset class, and the Washington D.C. metro has traditionally been a stable market area, making the two together a good safe bet, especially for anyone with a long-term view of their investing strategy.

If you need help with landlord laws, house backing strategies, or traditional MTR investing specific to New Jersey happy to help.

Lenders will want to know if the property is generating income and if it qualifies for a DSCR loan or traditional financing.

I think the LLC also makes it easier to open a local bank account, which is convenient to pay utilities or other local bills or your property manager, etc.  

If you are self employed with no full time employees then you should consider a Solo 401k for your traditional funds and no UBIT on leveraged real estate. 

I do not have a traditional W2 job so I can't pursue the typical conventional loan or a FHA since I don't have income (hence the DSCR route).However, I've seen that most DSCR lenders do not lend if the loan amount is less than $100K.

Traditional 30 year investment property home mortgage at 3.25%.What was the outcome?

I am also a huge fan of real estate and for the past 50 years there's been a way to combine both.By leveraging a Self-Directed IRA, real estate investors enjoy both the traditional advantages of property ownership and the additional tax benefits of retirement accounts, creating a powerful wealth-building strategy.

If your 5th deal is good, you should be able to find funding outside the banking industry.