Took me a minute but while we may disagree with some of this I guess your basic premise from your last sentence that foreclosures are based on fraud is one I can't argue.

Unless you're some capital raising savant, I wouldn't put the words $5M and typical in the same sentence. 

Back when we were sending a lot of mailers we had a letter that was one sentence and looked like it was written with crayons.

What is the specific sentence of offense?

 @Dean WilliamsHello Dean,Regarding your sentence, "when your dealing with a borrower with experience...its not wise to control the Construction" - could this concern have been resolved by allowing you to complete your construction in any order?

I'm going with 2 sentences...Tax benefits are secondary to the value of the investment...The large percentage of wealth held in retirement accounts is particularly notable given the tax advantages these vehicles offer.

I was posting to see if there is anybody is experienced in this field to give me any solid advice, even if it's just a sentence long.

With out a specific property to assess it is difficult to run numbers, but if my first sentence is on track I get the intent.

It would take several hours of general explanation and then another couple of hours of custom analysis by an experienced accountant.I can only give you a few starting pointers, but each one really has a LOT more to it than a short sentence.1.

Hey @Robin Evans, To answer your question in a sentence: This will be "long term" income.