Where the real money and wealth comes in though is as the properties appreciate cash out refinancing to recycle that money into the next one rinse and repeat over time. 

Once you figure out how easy it is to acquire more and more properties with OPM or to recycle the equity in them to buy more and more houses without any out of pocket cash, the mail box money snow balls.

So that was my plan - to kind of recycle those cc funds and keep my cash out of my investments.

I will be the first to share I understand the value in being able to recycle capital through refinances to grow a portfolio but this should not be done at the expense of other fundamentals that are more telling of the properties current and future economic performance.

@Joseph MuleroTo build a successful real estate portfolio, consider house hacking and the BRRRR method, which recycles capital and acquires more properties.

Most lenders/investors are wanting a margin of safety in investment loans given where the economy and RE cycle are at.

From there, I shifted my focus to scaling while recycling my capital.

I was able to scale up to 27 SFR by doing this and recycling equity im properties over the last 9 years to scale up.

In that case there is simply no progress being made, and no education the person is gaining that will ultimately allow them to work towards their investing goals.To your question about equity in a property to recycle sooner, I think the typical rehabbed TK property will likely not have significant equity to be able to cash out refi immediately to reinvest. 

There are many ways to use this based on your own financial situation but from the sounds of it, using this 140k HELOC on BRRRR's repeatedly can be a great way to grow your portfolio and can keep recycling the money.