She is not in a position to lend a personal loan to me. 

Cheaper than Data Tree and has the highest quality data.

It has been best to anticipate wildly different ARVs based on not only the property details, but also the quality of the finishes that are used.

It’s been bumpy with positive income. lots of expenses,  220 w batteryinstalled, utilities , gardener,  Water heater etc and cohost is eating up positive.

Or we gradually perform high-quality updates for a live-in flip, then roll the equity into a new home.Regarding rental income, we aim to boost income, lower our effective tax rate by generating more low tax-drag income with rental income (since there’s not much we can do to lower out W2 tax bills) and have retirement cash flow.To compare the financial impact over 10-20 years, we want to analyze renting versus flipping.

If OP can lever-up while maintaining adequate reserves, he will be in better position than buying with heavy cash position.  

Quote from @Joseph Sakic: Choose your hard.Do your research to find a quality PM.

@Nicholas A. your shotgun approach has a high probability of getting the exact quality you put into it.95%+ of real estate agent, many of them posting they are "investor-friendly", only know how to deal with owner-occupied transactions. 

It's meant for gap financing, so you can't compare it to a DSCR or some other kind of first position financing.  

I firmly believe that thoughtful architecture isn't just about aesthetics; it's a strategic tool that can enhance property value, attract quality tenants, and optimize returns.