And you can do it with little cash, 5% down conventional is better than 3.5% FHA.House hacking also gives you a chance to cut your teeth in all major skills: analyzing deals, buying process, financing, working with contractors, advertising for rent, background checks, property management.

Unless new companies create replacement jobs in the city requiring similar skills and pay comparable wages, your tenants may be forced to take lower-paying service sector jobs.

PM is a great foundational skill to move you forward.

For example, areas like Chicago have a strong demand for furnsihed rentals, especially in neighborhoods near medical centers.

I'm not sure if I want to do co-hosting though.You may be like me and think that "one more book/podcast/course" will give me what I need to acquire whatever skill I'm looking for. 

Where to find/hire a full time, skilled and licensed handyman4. 

part of a current medical campus? 

$300K is a lot of credit card debt and probably didn't happen overnight (unless it is medical bills). 

With a 7% interest rate and high HOA fees, the key is evaluating if your skills and investments can generate higher returns elsewhere.

Things that have stood out so far in my research: 1-Close proximity to Metro North (90 minute ride to NYC)2-Vassar Medical Center3-Marist & Vassar Colleges 4- The Walkway over the Hudson5-Restaurants/Cafes/Hotels, etc.Thanks for your time.