What do you do to ensure that the tenant is responsible for security deposit disputes since that is the largest reason for owner lawsuitsHow familiar are you with the newly changed laws that can affect you the owner if they are not used correctly?.

I get that there are delays and behind the scenes, dealing with late suppliers, the city authorities being difficult, but I thought for sure I would be further along than this. 

My largest challenge with that is that my W2 doesn't pay me enough for me have to a large portion of down payment saved up...unless I saved more aggressively than what I do now.

Here's my take on the decision:First, let’s look at the pros and cons of paying off your current short-term rental (STR):Paying Off Your STRPros:-You Eliminates your largest fixed expense (the mortgage), which increases your cash flow significantly.

In our area, the housing authority does annual inspections to (mostly making sure the landlord is keeping up the units) review the tenant and the landlord. 

To just make money is not enough.Michael Gerber, author of the E-Myth  said it best in an interview.  

The Housing Choice Voucher program here is run by CMHA (Columbus Metropolitan Housing Authority).

My largest rental is commercial and I've found many numbers are higher. 

I was taught this my the principal of one of the largest industrial REITs in the country and it has always proven to be true.

Are you aware of some actual legal authority that validates the IRS opinion on this issue?