I admit it is a hard sell especially when you are an Intermediary Rep as I am in the large $5M+ arena, but as a direct seller of smaller Bulk REO Portfolios it is sometimes just as hard to find buyers.Anyway I think I'll pick up your Bulk REO Secrets end of the month just for grins.

I had a huge grin the whole time I was reading your post.

The kid will draw a big picture on the wall of you grinning walking out of the bank...

Some, in this day and age, might argue it should include cable TV and  internet access (grin).

Grin. 

As it's their request, offer to split the cost :grin:

As @Boris Grin said then you get a regular mortgage to pay off the HML.

(*grins)If you get so much business you have to hire work done on a consistent, repeat basis, then consider yourself radically successful!

*grins  Just be aware that could possibly affect your resale value down the road.From what I have seen (I toured a modular home plant near Elkhart, IN) and read in various trade magazines, modular homes are very well built, surpassing stick built homes in many cases due to a controlled climate and environment during manufacturing. 

*grins  Okay, I'm busting your chops a bit for fun, but let's step back and take the broad view for a minute.Every housing market is "challenging" for someone.