I am an agent and while you are partially correct - the majority of life insurance policies are structured for leaving the death benefit to the insured's beneficiaries.However, when a client asks for an 'infinite banking' policy, they are asking for a vehicle to accumulate cash that has tax advantages, moderate growth, liquidity and no exposure to market volatility.

How come he isn't paying the full amount?

Everything I do is organic—calls, emails, and texts.

But I usually heard this from people who had never owned a business before, didn’t have the cash to back up their plans, and often were planning to maintain full time jobs.My advice: Start with one business.

My spouse and I are looking to purchase our first investment property - a duplex. Our son will live in one of the units. We will provide all of the financing, but we want him to be a partial owner as his "rent" will g...

I also organize our local meetup in Dothan.

See below for a full breakdown of Freddie SBL / Fannie Small Loan buydown costs & rate benefits.5-Year Loan: 25bps/1.00% buydown 7-Year Loan: 20bps/1.00% buydown10-Year Loan: 15bps/1.00% buydownFreddie SBL allows you to buydown up to 2.00% across the board (but no more than 2.00%).Fannie Small Loans allow you to buydown up to 1.25% on a 5-year, 1.75% on a 7-year, and 2.00% on a 10-year.

Quote from @Jerry Zhang: Hi,I spoke with a multifamily seller recently, and he told me that he was involved in a class action lawsuit with Pace Morby with the nature of it seemingly around the Sub-to deals he structures.

.🔹 Step 13-18: Exterior Structure (Roof, Siding, Windows, & Doors)✅ Fix or replace the roof—leaks = problems.✅ Replace or repair siding to keep moisture out.✅ Install new exterior doors & windows—huge for security & curb appeal.✅ Repair exterior trim & fascia—small details make a big difference.Pro Tip: If you’re working with a tight budget, focus on structural integrity first.

You could also structure this on a bridge loan at 80 LTV, having any additional cash out, held back for monthly payments.