For instance we have seen dozens of sand and stain jobs on hardwood at $2/sf that needed to be completely redone. 

My property tax base on my primary is somewhat reasonable but the total property tax goes up because of all the special assessments, some of which make no sense to me (and I didn't vote for those).

Post insolvency, the framework allows an assessment to all private insurers operating in the state to cover the difference which will subsequently pass the costs along to policy holders.

Check out the threads that Nicholas L. linked to above then use the search function and you will find literally dozens more like it and begin to understand what can go wrong. 

Learn about the Net Operating Income (NOI) and Capitalization Rate (Cap Rate)—these are essential to analyzing the potential profitability of a property.Return on Investment (ROI): There are different ways to calculate ROI in real estate, such as looking at your total return after a sale or assessing your rental income versus initial investment.

Not sure how their program works but I've seen this personally a dozen times with the key part the insured not being aware...

Have you passed the tax assessment yet, or is this your first year of owning it?

I am on the board of CFRI, our local REIA and I know we have dozens of agents and investors that have their license if only to list and buy their own properties, but could recommend some to you. 

It could still be zero DOSC for him and he's only saying it's 10 plus these other dozen or two dozen he's helping students with, so he can do a video about how he "gets around them", letting everyone know he's still the self-proclaimed "King of Subto" lol. 

I have not started, completed or participated in a syndication so tough to assess an ROI at this time.