We are hoping to find something in the north or east bay with good potential.

Their wish is to give one home to each daughter (we are three sisters). 

I will give you my numbers since we are 3 years into Velocity Banking.Home was purchased at $410k.Interest rate: 3.125%30 year termMortgage payment is around $1950 (includes insurance and property tax)HELOC: 8.25% Variable rate - current rateCredit Limit: $97kLet's say I made $10k a month and our expenses were $6k each month including the mortgage.

Good morning, Taylor,We are a direct lender and not a broker here in San Diego, CA.

@John Postma We are working with about 5 owners that are at the same stage as you with almost identical stories.

We are excited to have you here. 

We are somewhat handy and would not mind fixing up the house while living in it. 3.

We are newbies, and don't want to miss out on a great investment and tax savings opportunity, but obviously want to do everything correctly in the eyes of Uncle Sam.

The management company replaced some of them, however there are still several other fees related to the theft that we are trying to get reimbursed for (they told us we would not be charged, they charged us anyways).

We paid $20k for a new system but it was a carrier infinity system and included a 5 ton condensor etc. we are also in washington dc area so it will be a lot more here than other places.