Quote from @Fernando Martin-Gullans: Hey y’all, I’m a retail investor with 2 SFH rentals worth a combined ~$650k looking to utilize some of my stored equity to buy more out-of-state properties, but I’m not quite sure how best to proceed given that my interest rates are incredibly low (leaning me away from refinancing) and neither property is owner-occupied (which I believe prevents me from using a HELOC).

The Pocket Communities are growing substantially as more city municipalities are understanding the concept.

Hope this helps, and good luck with your next deal!

Don't make your life more complicated than it has to be.

There is typically one or more heir that feel he or she deserves more then all the other heirs because the took care of auntie or uncle and  hires an attorney to contest the probate.  

I'm unsure which focus would help me scale my portfolio and achieve my goals more efficiently. 

Working with a mortgage broker that specializes in DSCR loans will help you find better rates and programs such as lower DSCR ratios such as a DSCR 1 ratio for better terms versus needing a 1.2 or 1.25 DSCR ratio (more on that below).

Time is way too precious to waste on being unhappy because you want more

It’s more of a charming city with more neighborhoods that have their own character.

Alternatively, happy to be a resource should you need help identifying opportunities and analyzing deals.