You shoulder the burden of your filing costs and fees unless you prosecute your case to judgment for non-payment.

There are a lot of people who have solid heads on their shoulders and get the right amount of education before diving in, and may even have a slight natural knack for it, and they can do fine starting with bigger properties.

As you correctly point out, it takes a crapload of ADDITIONAL WORK and ADDITIONAL EXPENSE to put systems in place to take the burden of LANDLORDING WORK that falls directly your shoulders the first minute you buy a rental property -- it is not an easy organic process that just happens, and this additional work is not worth it unless you plan to be at landlording over the long haul with an every-growing number of properties.Real estate is not "an alternative wealth-building investment strategy for gaining financial freedom," or any of the other glib code phrases you'll find on this site for sitting on one's untroubled *** and letting the money roll in.Good luck in your future investments.

Great head on your shoulders @Sean Bozigian, be very creative in this game.

I bet it feels like a big rock was moved off your shoulders already.

If it were to have happened with your 5th you’d probably hate it but ultimately shrug your shoulders and think “well, it was bound to happen”.

If the weight of these loans puts a bearing on your shoulders, then pay them off ASAP.

Look over their shoulder?  

But if you view the debt as a means to an end, a path towards early retirement, it will hopefully help you to not feel the weight on your shoulders. 

I have no experience investing, but have some funds and have construction/handyman experience, willing to assist as I can for someone willing to let me look over your shoulder.