If you are in the City of Cincinnati, go to the historic conservation board and download some presentation packets for past projects like yours (worth the time it will take to go through them) and see which firms are doing them.Here is the site where you can look at other developers packets:https://www.cincinnati-oh.gov/planning/historic-conservation...

I don't see it happening across the board anytime soon, I would advise against delaying projects waiting for it. 

Given their proximity to a major attraction like Yosemite, these counties benefit significantly from the taxes generated by STRs, and from what I can tell have no intention of restricting them across the board.

I would definitely suggest getting your husband on board, that can be crucial when finances get involved and risked. 

(my mortgage will be around 8%)The unit has a min. 3 months rental as per HOA, which is still with the developers on the board. 

Michael welcome to this amazing board, and can you tell which are the markets you are looking at?

But at the end of the day, I'm convinced a chimp throwing darts at a board could pick stocks just as well as me or anybody else.  

Plus access to the small beach for the lake.HOA was pretty high and it made it tougher to make a profit plus the board was kind of volatile. 

In Massachusetts, the main MLS is not owned by any Realtor board. 

So I got licensed, really liked it and started a team, a YouTube channel and I am on the board of a local REIA.