Credit: as your relatives you buy the home, this will eat up a great portion of their credit so if they plan to take on a loan to (i.e.) buy a new car, I can be more challenging for  them.

You can get a house to trim out stage in that timeframe so you just need to weigh the options and run the numbers.Also modular will not cary the same value as stick built.

I've already read a few books (check my bio) and am ready to build a team & meet new people.I want to invest in a few single family homes in a B - C class neighborhood within the Raleigh, Durham, Morrisville, Apex, Cary, Holly Springs, and Wake Forest area.

Welcome @Sarah Sydney - I too was at Tuesday's TREIA meeting in Cary and I also focus on buy and hold in the area.

You need to make the right decision for you..Cary

You can't go to a car dealership & get them to give you statistics as to why driving your own car is better than taking the bus, same thing here. 

Our car note($470 for one car note the other is owned out right) plus car insurance(for two cars) is roughly $950 and $18k owed on the car. I

She NEEDED a car. I

If you will still be high once the car is paid off that means your mortgage is too much for you.

I mean just think about the PAIN we go through buying a car.then think about how U buy a Tesla.. takes all of 5 to 10 minutes on line and its done and that include financing if your not paying cash. you get an e mail that your car is ready.. its more like buying a new airplane..