Owner-Builder Construction Loan (Challenging but Possible)Some lenders offer owner-builder loans, but they usually require:✅ Strong financials (good credit, assets, low debt-to-income)✅ A solid construction plan, budget, and timeline✅ Proof of prior experience (renovations help, but formal experience is a plus)✅ A licensed contractor or project manager to sign off on the build2.

It would be less complicated if you helped her find a starter home, gifted a portion of the down payment if needed and allowed her to own something without strings. 

We are a not for profit member community that has tons of networking events, educational seminars and vendors to help you in any journey you find yourself attracted to. 

@Sean Overcrest Transferring the property to an LLC may help avoid property tax reassessment under California’s Proposition 13, but it comes with risks.

In trying to be more helpful, I came up with two additional ideas:1.

I'd really prefer to just adopt something that another PM has already used and found success with, or use it at least as a framework that we adapt from.Appreciate any feedback that you think might be helpful.

Check it out here: Philadelphia Tax Sale Auction MapHope this helps fellow investors—let me know if you find it useful and I can create more maps for Philly auctions!

That may help you arrive at a solution.

Currently Im in the process of renovating an ADU above my garage to become my first STR, its a slow process but am looking for some expert contracting help that won't break the bank!  

HI, we can help you out with the contracting side of things . we service Atlanta and Macon area and about to get involved in Coloumbus .