Like the other posters have mentioned the credit score / credit report is likely an issue - with what you describe there certainly seems to be some stuff missing for it to be that low - but on the flip side, it could be a situation where professional credit repair could make a relatively quick big improvement.

Another option is you could get a construction/bridge loan.My sense is thebuilder wants money upfront and insurance is saying no - which is typical in commercial deals where contractor does not get paid until work is done - none of this upfront stuff except for some mobilization costs.

Scary stuff. 

And secondly, that was quite the haul-off of stuff!  

'Investing in Real Estate Private Equity' by Sean Cook is a great intro level book, that assumes you know nothing about the syndication space but it doesn't treat you like an idiot either, it takes you along and educates you2. higher level is "CRE analysis and investments" , a textbook by Geltner et al. which I loved, breaks down all aspects of CRE, how to underwrite etc. 3. lots of online stuff helpful too, like The Real Estate Syndication Show, recent episode belowOver 100 Passive Investments and Lessons Learned with Joe Fairless (youtube.com)4.

I dont know much about this stuff .. but now that i am in vegas I will ask around.. however dont you have to go through some pretty serious back ground checks and such to get a licesne.. or is this just the first step get the place in escrow subject to the state of NV approving you.. ??? 

id=1y2wnoHVg-VRfI0QY...Looks like a couple of those sheets were pulled from stuff I posted a couple years ago. 

We arrive and enter and it was a porn shoot!

We're in a high rate era, you need to put more down or put more into the property to get it to cash flow.Don't read stuff from 2010-2020 and ask why it isn't working like this anymore.

Depending on your future lender (assuming you are buying more than just one property) some required multiple years of the business operating before that income can be credited towards your income, others will credit the income the property gets at a discount (70% of the rental take, the day the property was bought.)Now for stuff I don't have personal experience with, yet.1.