Normally I would remove this post as self promotion- the original poster is a lender.

Originally posted by @Jonathan Howard:@Ronnie Lee  which brokerage did you end up going with?

Originally my research lead me to believe prior to purchasing that I was responsible for past utilities and any liens on the property, but not the mortgage. 

Welcome aboard Katie, I'm originally from Eugene.

I'm originally from San Francisco and ran into those same issues in 2021 when trying to find properties.

Right now, a reasonable estimate is a low double-digits interest rate (say 11%-14% for example) with a few origination points (say 2%-3% for example).

There is a clear as day sale clause in the original lease signed by the 1 bedroom unit that the tenant is living in in question. 

Today you might save 7% annually plus 1%+ on day 1 with origination and if there’s any chance to get even a 1/4th point lower rate with 25% down you’d be getting another 3/4’s of a % on your down payment.

I can offer an attractive interest rate for my borrower that we are both happy with, and zero points to originate the loan - also beneficial for the buyer. 

Originally posted by @Eric W Plourde:Hello, First post!