I have my current mortgage as a 25 year (5 year ARM) at 7.5%.

Properties here often fall well below $150k, and the market is expected to see home prices rise by 10.5% in 2025.

At that point you can keep the property in Seattle or Sell it down the road if ever needed.

For agents on here—how do you adjust your approach when dealing with investor clients?

Here are some answers though.

My name is Gage Olson, and I’m thrilled to be here on BiggerPockets.

I'm interested in flipping, and short-term rentals at the moment to build good cash flow, then pivot into more of a buy-and-hold/appreciation play 10-15 years from now.

I also know I can look at ways of borrowing against that equity (HELOC for example) but I also just feel like if I take debt on that property the cashflow goes down, and then if the association also takes the loan it goes down more, and at that point I don't know why it would be a better option than selling before August. 

Isn't that negative or neutral leverage at best? 

*Affordable – Next, Phoenix has relatively affordable properties in comparison to other top metro areas such as Los Angeles and San Francisco, which means that investors have the chance to purchase homes at lower rates, thus increasing their profit margins.