Strong jobs reports had a larger effect on the 10 year treasury, followed by strong retail sales numbers, followed by EU inflation numbers, then followed by election results but honestly election results only affected rates for a couple of days.Lots of pressure on treasuries from the level of debt the US is carrying, but remember the Fed is also still doing quantitative tightening (while cutting rates) which is additional upward pressure on rates.

I remember the few experienced people I was able to speak with back in the day before online forums.

After exiting that business, I began exploring innovative solutions to the growing senior housing crisis.

But remember, you're now on the hook for ~7% payments on the refi, so while you're looking for borrowers, you're likely chewing back into your capital pool to make those payments. 

So we are not buying as much anymore, but still growing. 

I seem to remember that I didn't even have a business card until then either.You are VERY late to the game to be making these decisions. 

Closing Costs – Remember to factor in refi fees and how long you plan to hold the property to determine if refinancing will save you money overall.Since you mentioned owning the property for only a year, your equity might still be limited, impacting your options or leading to higher costs.

I remember chatting with my friend over coffee in Tempe just a few months back, after he’d gotten tangled in a set of local regs that made his head spin.

Plus, the city’s been growing steadily, so there’s room for appreciation too.

Hey Phil, I remember that jittery mix of excitement and nerves when I decided to step up from the smaller stuff.. it can feel like you’re eyeing a big mountain and wondering if you’ve packed the right gear.