If it's just a tenant that is driving it up and it's not due to landscaping, home system inefficiency or leaks, I highly recommend you (to some or all degree) put it on the tenant to pay the bill.

Do you have to basically accept at this point that portions or all of the money you make on that sale goes to pay off the heloc?

So then instead of maybe losing a few hundred a month and paying someone else $1,000+- in rent, now you live in the property you own and someone else is paying most or all your mortgage AND you don’t have to pay someone else rent!  

My first goal is to purchase a multi-family between 2-4 units, live in one and rent the rest - ideally off-setting most or all of my mortgage costs.

One of the advantages of investing in International real estate is precisely to have currency diversification, meaning not having all your assets in the same currency or all your eggs in the same basket.

I also got an email step-by-step guide (thanks @Roland Brown)So my question is how many leads do I need to start with and should I start with RLVM, texts, direct mail or all of the above? 

As a seller, you'd want a wrap loan (also called AITD or All Inclusive Trust Deed) and to have payments go directly to you.

BRRR investing, if done well you can pull most or all of your original capital back out for the next deal.

Great opportunities to build wealth and create passive income.Happy to talk more about any or all of that if interested, just send me a DM!

The instructor was courteous enough to give the written part of exams orally and made a cheat sheet for filling out flight plans.