Hate to start on a cryptic note here, but my father passed away about a year ago.

I am also a father of a four year old and a newborn.  

A little background on me, I am from the Houston area, my father has been plumbing new construction apartments since I was 5 so I grew up around construction sites.

My father lived in one temporarily  because he liked having a shop ,storage, and rough industrial living.

We traveled through there 20 years ago when my father took us on a cross country trip.

I am a 34 year old married, father of one.

Thankfully my father suggested using his bank so when I came home on leave I talked to the banker and told him what I was trying to do. 

My father is moving down to florida in about 1 month and already has a house down in Vero Beach.

The home is located on my father’s farm and is currently vacant.

And you're going to very clearly imply that they should be grateful about it, because after all, increasing these people's "financial literacy" and their "economic stability" is a good thing.This is going to happen in Georgia, a state where your great-grandfather would have had the legal right to buy their great-grandmother and do whatever he wanted to her, your grandfather might very probably have been able to get away with murdering their grandfather with a knife or a rope as long as he had some good friends with him and a sheet over his head, and your father would have had a chance to live in a neighborhood which allowed him to borrow money to buy a house while their father lived in a neighborhood where a mortgage could be refused due to an arbitrary red line on a map.I do not believe this is going to go over well.