You should be able to get up to 80% LTV on a rate term refinance.

The interest rate on a HELOC or Heloan may be better than the personal loan. 

I expressed my objection to the rate.

The only other option that comes to mind is to make the improvements and try to achieve favorable rental rates to push the story that 2 BR homes rent for a premium because its unique.

There are many STRs that do quite well in the suburbs of major cityies Off the top of my head, I can think of one of the STRs we manage that is 40 mins outside of Dallas and it has a great occupancy rate.

I’ve been manually scouring Zillow/MLS for deals, but it’s time-consuming, and I’d love to streamline this.2.Has anyone experimented with using machine learning models (like classifiers or regression models) to rate properties based on their condition from MLS listing photos?

Increase the occupancy rate to 80% or higher over the next 12 monthsto increase the value.

Although 3.1% is a great interest rate I tend to not get too caught up in keeping a property just because the rate is good.

When you sell a property that has been depreciated, the IRS requires you to "recapture" the depreciation deductions, taxing that portion of the gain at ordinary income tax rates.

This year is slower than normal because mortgage rates and home prices are so high.