Given their proximity to a major attraction like Yosemite, these counties benefit significantly from the taxes generated by STRs, and from what I can tell have no intention of restricting them across the board.

I would definitely suggest getting your husband on board, that can be crucial when finances get involved and risked. 

(my mortgage will be around 8%)The unit has a min. 3 months rental as per HOA, which is still with the developers on the board. 

Michael welcome to this amazing board, and can you tell which are the markets you are looking at?

Plus access to the small beach for the lake.HOA was pretty high and it made it tougher to make a profit plus the board was kind of volatile. 

But at the end of the day, I'm convinced a chimp throwing darts at a board could pick stocks just as well as me or anybody else.  

In Massachusetts, the main MLS is not owned by any Realtor board. 

I'm on board with the rest.

So I got licensed, really liked it and started a team, a YouTube channel and I am on the board of a local REIA.

Serve as an advisor on the company's board and actively be consulted for operations.2.