@Lindsay Heller I had several friends’ children go to college for gaming programming.

I paid for a coaching program that helped me improve my fee structure and nearly doubled my annual income.Going it on your own has benefits, but look for help in the most important areas.

But did you know there are programs out there that bridge the gap?

Exploring different loan programs and possibly adjusting the down payment to improve terms.

I am a member of Jerry’s $10k program and I must warn the world that this program is not what he makes it seem.

Tenants pay utilities unless its a program like Section 8.

Go to Home Depot and ask about the bid room program.  

Are there any lending programs that allow for seller financing of the down payment in 2nd position? 

This is where the science of the program gives way to the art of the investor.

It depends on the program, the two that I am most familiar with will do 100/100 at 70% ARV but will underwrite pretty heavily and will treat it almost along the lines of a non-QM lenders and might even underwrite the builder/GC.