We recently relocated to Phoenix last summer and I'm starting to look for recommendations for local credit unions here in Phoenix which are trustworthy, low rates, personal touch, easy/simple to work with, etc. 

I ask because if you did refi into a  DSCR loan you would be signing all kinds of business purpose disclosures with being an affidavit that you would never occupy the property as a personal residence.  

Melanie, as much as I understand where you're at with this, I would have to disagree based on personal experience.

I've personally found the bulk of my Chicago purchases off the MLS.

Quotes from successful former “students” providing their first name and last initial only 8.

It's often a case of not doing enough research, as they don't know what they don't know!

With all the resources available today to research and learn about the industry, I’m surprised this “easy money” mindset persists.To me, real estate is far from passive or simple.

Personally I consider it to be more of a entry level neighborhood for first time home buyers and a blue collar neighborhood for long term renters.

My name is Giovanni Magana and I currently live in Los Angeles, CA.

Nice first name by the way, LOL....