However, we went back to her in Nov and she has been processing our refi... should close in another week.

A lot of people are working for pretty low wages and are gaining voice; along comes a whole political agenda promising 'free stuff' and 'stick it to the man', activists jump aboard and here we are.

I did a cash-out refi on my primary residence in Nov 2019 and purchased a fixer rental property.

We are lucky that the government stimulus package will help us with the immediate expenses, but that is not all we can do.On our side, we have called the office of the president, our state reps in the Federal government, our state elected officials, even our local officials to add our voice to the effort and push for some relief (soon!).

Therefore no one is looking to improve the process the same way a business would innovate, automate, and remove ineffective and/or inefficient people and processes.

People want to go back to work, human civilization is marked by innovation and persistence, it’s only a matter of time.

I have reached out to quite a few community banks but I am at the mercy of voice mailboxes right now as most of them are shut down.

Use Google Voice for phone number.

But there are lots of voices of support as well!

Bought a multi family in Nov 2019.