Long term interest rates should continue to increase.  

 How long is the moneyback guarantee good for? 

Balloon terms 3/5/7 years. 

We are NorCal and are not yet in flipping but looking into long term rentals currently.

As I've come to terms with this I have taken the last five months to regroup and really think about the future which brings me to my post and what I'd like to get the communities opinion on.I successfully negotiated and acquired one of my duplexes in 2017 that I nearly have paid off (note balance is $54k, property value $230k).

It's been too long.

The podcast about the books was only 16 minutes long and there was a list of the books in the notes if you’d prefer to skip the description of each book and go that route.

They might be willing to give different terms especially to a high net worth person that they can likely make money on cross selling.

Just like the asking price, just because the owner suggests one interest rate or term doesn't mean you can't offer something different. 

I am looking to refinance in the near term either when rates drop to the 6.5% range into a conventional 30 year mortgage or as quickly as I am able into a first lien HELOC to be able to park paychecks into the mortgage and save a significant amount on interest or so it seems.