I am very pleased with my NW contact though; She answers her phone every time or calls me back right away, helped me find contractors and get bids, helped me find property managers, help me understand their '212 Loans' program, so I feel like my hand is being held through the whole cycle.

@Lindsay Heller I had several friends’ children go to college for gaming programming.

I paid for a coaching program that helped me improve my fee structure and nearly doubled my annual income.Going it on your own has benefits, but look for help in the most important areas.

But did you know there are programs out there that bridge the gap?

Exploring different loan programs and possibly adjusting the down payment to improve terms.

I am a member of Jerry’s $10k program and I must warn the world that this program is not what he makes it seem.

Tenants pay utilities unless its a program like Section 8.

Go to Home Depot and ask about the bid room program.  

Are there any lending programs that allow for seller financing of the down payment in 2nd position? 

This is where the science of the program gives way to the art of the investor.