If everyone could sit back, find real values on line, and make offers based on those values everyone would get rich flipping properties.  

@Rich Bultema - Just from my experience I have not had an appraiser impact the value for an older heater/air conditioner, however, a heater without A/C (as an example) has impacted an appraisal on a single family home.

TLDR: Think about what the super smart/rich/powerful are doing.

Hello,As a beginning investor, what down payment amount would you suggest if doing a traditional mortgage?  

Whether you're a new investor or looking to scale your portfolio, qualifying for traditional loans can be a challenge—especially if your personal income doesn’t meet the strict requirements.That’s where Debt Service Coverage Ratio (DSCR) loans come in as a game-changing solution for real estate investors, providing an easier way to finance properties based on the property's cash flow rather than your personal income.What is a DSCR Loan in Real Estate Investing?

I thought real estate was only for the super duper rich.

This is a smart way for house hackers to maximize income from properties that might not cash flow as well with traditional long-term tenants.

He follows a scripted and manipulative sales process to sell you on the idea of getting rich.

I might as well go for the traditional loan, I guess.

no, it's getting worse. will not add another property with them... it's been an absolute disaster and I tried to give it every chance because they are integrating tech with traditional.