http://www.biggerpockets.com/renewsblog/2014/09/03/art-saying-house-literally-kill-somebody/

Very "martial arts" like.  

So you might be able to find a more liberal lender.

Art Allen I totally agree, and I love downtown Raleigh and the up and coming surrounding areas.  

I graduated from college with a BA in Liberal studies and a minor in Communication.

Unfortunately I never got to learn the art from him....so here I am learning now!

And also, I'm an industrial designer which is more fine arts based.... drawing and making prototypes by hand so not so much engineering (I do get that a lot though) so not exactly the same but I do relate with you in the risk averse area ;) Thank you so much for your help. 

Perhaps there is an interesting idea to explore later on my idea of what it means to "buy a foreclosure [property]", essentially that does not mean the same as discount, which I find common in the public.To some degree, it's a little bit of an art.

Being from CA and all our liberal laws, someone can be used for looking at you the wrong way.

The art of this business is the ability to create and negotiate a solution for the seller that will give them relief and also one that creates equity or cash flow at a deep discount.